Q3 Amex Platinum credits expire soon — here's how to use them

If you already have one of American Express' top-tier cards — or are considering applying — the real value comes from how consistently you use its built-in statement credits.As the end of the quarter approaches, it's worth making sure you've used your Q3 statement credits before Sept. 30, alongside any monthly statement credits that reset soon.This guide shows how to make the most of these benefits.Why this mattersWith a mix of monthly, quarterly and biannual statement credits, both the $895 annual fee American Express Platinum Card® and $895 annual fee The Business Platinum Card® from American Express can deliver hundreds of dollars in value each year (see rates and fees for the Amex Platinum; see rates and fees for the Amex Business Platinum).But that's only if you stay organized and use them before they expire.FILADENDRON/GETTY IMAGESThe consumer Platinum Card offers up to $75 in statement credits for purchases at U.S. Lululemon retail stores (excluding outlets) and online each quarter and up to $100 in statement credits for U.S. Resy-affiliated restaurants each quarter (enrollment required for both benefits).Similarly, the business version of the Platinum Card comes with a suit...