With Chase's World of Hyatt transfer ratio changing for some cards, is now the best time to open a World of Hyatt card?

When Chase announced a refresh of the Chase Sapphire Preferred® Card (see rates and fees) earlier this year, it started plenty of chatter among points and miles enthusiasts.One change in particular became a hot topic for both current and future cardholders: The coveted World of Hyatt 1:1 transfer ratio now had an expiration date.Cardholders who applied on or after June 15, 2026 immediately began receiving a 4:3 transfer ratio. Existing cardholders will keep the 1:1 ratio until Oct. 1, when they'll move to 4:3 as well.New and existing Ink Business Preferred® Credit Card (see rates and fees) cardholders will also move to the 4:3 ratio Oct. 1.For travelers who rarely transfer Chase points to Hyatt, the change may not have much effect. But if Hyatt is where most, or all, of your Ultimate Rewards points end up, it may be time to rethink your card strategy.With World of Hyatt being a favorite loyalty program for many, Sapphire Preferred and Ink Business Preferred cardholders may be looking for other options to maintain the value they receive from it. One of those paths involves opening a World of Hyatt card — but is that the right way to go?The answer: It depends.What the new 4:3 Hyatt t...