When you should (or shouldn’t) use the Amex Gold Card

The American Express® Gold Card has long been one of the most popular rewards cards for people who spend heavily on food. Between its high earning rates at restaurants worldwide and U.S. supermarkets (subject to spending caps), and its collection of dining-focused statement credits, it can deliver significant value for the right cardmember.But that doesn't mean it's the best card for every purchase. To maximize the value of the Amex Gold, you'll want to know exactly where it shines — and when another card in your wallet is the better choice.Here's when you should (and shouldn't) reach for the Amex Gold.Overview of the Amex GoldThe Amex Gold occupies a unique space in the rewards card market. It isn't a beginner card, but it also doesn't carry the premium price tag of cards like the American Express Platinum Card®, which has an annual fee of $895 (see rates and fees).Instead, at a more reasonable annual fee of $325 (see rates and fees), it focuses on rewarding everyday spending, particularly food purchases.With this card, you'll earn:5 points per dollar spent on prepaid hotels booked through amextravel.com or the Amex Travel App™4 points per dollar spent on up to $25,000 in purchase...