United Club Card review: Premium perks for frequent United flyers

The United Club℠ Card (see rates and fees) is a strong fit for frequent United Airlines flyers thanks to its complimentary United Club lounge membership, valuable airline perks and elevated earning rates on United purchases. However, its high annual fee will be difficult to justify if you only fly United occasionally. Card rating*: ⭐⭐⭐* Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.United Club Card: The basicsThe United Club Card is United Airlines' top-tier consumer credit card. It carries a $695 annual fee and includes a United Club membership (that otherwise costs at least $750 per year).This card is geared toward loyal United travelers who want a more premium airport experience and can take advantage of the airline-specific benefits it offers.Here's what you need to know at a glance:Annual fee: $695Rewards: Bonus United MileagePlus miles for United purchases, plus travel and dining purchasesKey perk: Complimentary United Club membershipBest for: Frequent United flyers who regularly visit airports with United ClubsLike other Chase-issued cards, the United Club Card is also subject to Chase's 5/24 rule. If you've opened five or more...