U.S. Bank Business Essentials Visa review: A solid choice for U.S. Bank customers

If you're looking for a business credit card that's easy to use and doesn't require you to memorize bonus categories, the U.S. Bank Business Essentials™ Visa® Card is worth a look. The no-annual-fee card earns at least 2% cash back on purchases, making it a straightforward option for everyday business expenses.The card gets more interesting if you already bank with U.S. Bank, since qualifying customers can earn up to 2.5% cash back on eligible purchases.That said, I wouldn't recommend opening a U.S. Bank business checking account just to get the higher earning rate. If you don't already have a banking relationship with U.S. Bank, there are other business cards that may be a better fit. Card rating*: ⭐⭐⭐*Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.U.S. Bank Business Essentials: The basicsThe U.S. Bank Business Essentials is a business cash-back card with a simple rewards structure and an industry-leading 2% base cash-back rate.Here's an overview:Annual fee: $0Welcome offer: Earn $500 cash back after spending $5,000 on purchases in the first 150 days from account opening.Earning rates: Earn unlimited 2% cash back on eligible purchases...