The Wells Fargo Autograph Journey filled a surprising gap in my wallet

For years, I barely gave Wells Fargo credit cards a second thought.After a decade of writing about travel rewards credit cards, I'd built my wallet of 25-plus cards around American Express, Capital One, Chase and Citi. Between those four issuers, I had access to plenty of transferable points, valuable travel protections and strong welcome bonuses.As my points strategy evolved, I realized I had one notable gap: I wanted another transferable rewards currency.Wells Fargo has quietly transformed its rewards program, and the Wells Fargo Autograph Journey℠ Card (see rates and fees) finally gave me a reason to take a closer look.A generous welcome bonus, strong earning rates on travel and an expanding list of transfer partners convinced me to apply. While the application and onboarding experiences weren't nearly as smooth as I'd hoped, I'm still glad I finally gave Wells Fargo credit cards a chance.Why I overlooked Wells Fargo for so longWhen I first got into points and miles in 2016, Wells Fargo wasn't a major player in transferable rewards.For years, the biggest transferable rewards programs dominated the conversation among travelers looking to transfer points to airline and hotel partn...