The best first credit cards for beginners

With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks. Plus, if you love to travel like we do here at TPG, you can use your credit card to elevate your next trip.Maybe you've decided to break up with your debit card — which typically won't earn rewards on your spending — or maybe you're a first-timer seeking to build credit as you plan for the future.The best first credit card for you will depend on your spending habits, financial goals and credit history. While some of the cards on this list are better suited to those with established credit, there are also options for people with limited or no credit history.Whether you're interested in earning cash-back rewards, points, miles or a combination of all three, we have you covered with our selection of the best first credit cards.The best first credit cards for beginnersCardBest forEarning ratesAnnual feeCapital One Quicksilver Cash Rewards Credit CardSimple cash back Earn 5% cash back on hotels, rental cars and vacation rentals booked through Capital One Travel. Earn 1.5% cash back on all other purchases. $0Capital One Savor Cash Rewards Credit CardDining and ent...