Scotiabank Scene+ Credit Card Offers: Earn Up to 100,000 Points!

Lately, Scotiabank has been featuring some best-ever, record-high welcome offers on its suite of Scene+ credit cards.

Of particular note this time around is the outstanding offer on the Scotiabank Passport^™ Visa Infinite Privilege^* Card, with up to 100,000 Scene+ points up for grabs (in addition to the card’s other great features).

Be sure to explore the offers below to find the card that best fits your needs, and act before these limited time offers expire on July 1, 2026.

Scotiabank Passport^® Visa Infinite Privilege* Card: Up to 100,000 Scene+ Points^† (Record-High)!

The offer available on the ultra-premium Scotiabank Passport® Visa Infinite Privilege* Card  remains steady. This card made its debut last year as a souped-up version of the Scotiabank Passport® Visa Infinite* Card.

New applicants are eligible to earn a welcome bonus of up to 100,000 Scene+ points,† structured in three parts as follows:

• Earn 30,000 Scene+ points upon spending $3,000 in the first three months^†
• Earn 45,000 Scene+ points upon spending $20,000 in the first six months^†
• Earn 25,000 Scene+ points when you make at least one eligible purchase during the 14th month of account opening^†

If you fulfill all requirements, you’ll be rewarded with 100,000 Scene+ points, which is worth $1,000 if you redeem the points against travel purchases at 1 cent per point.

Spending $20,000 in six months works out to an average of $3,333 per month. Consider using Chexy as a tool to unlock the card’s welcome bonus and earn rewards on rent, bills, and taxes.

Aside from the welcome offer, the Scotiabank Passport® Visa Infinite Privilege* Card’s earning rates for daily spending are as follows:

• Earn 3 Scene+ points per dollar spent on eligible travel purchases^†
• Earn 2 Scene+ points per dollar spent on eligible dining and entertainment purchases^†
• Earn 1 Scene+ point per dollar spent on all other purchases^†

In exchange for the card’s premium $599 annual fee,^† you’ll benefit from an upgraded suite of perks when compared to its Visa Infinite counterpart:

• $250 annual travel credit, which applies to flights, hotels, and vacation packages booked through Scene+ Travel^†
• Visa Infinite Privilege priority services, including priority check-in, priority security lanes, and expedited baggage handling at select Canadian airports^†
• Complimentary Avis^® President’s Club membership, providing free car-class upgrades and priority service^†
• Exclusive hotel benefits, including VIP perks at Relais & Châteaux properties and the Visa Infinite Luxury Hotel Collection^†

Furthermore, the Scotiabank Passport® Visa Infinite Privilege* Card comes with no foreign transaction fees,^† and also comes with 10 complimentary lounge visits per year through the Visa Airport Companion Program,^† which are great features geared towards travellers.

To be eligible for this card, you’ll need to meet the minimum income requirement of $150,000 in personal income or $200,000 in household income to apply.

This offer is available through July 1, 2026.

Scotiabank Passport^® Visa Infinite* Card: Up to 60,000 Scene+ Points^† (Record-High)!

The offer available on the Scotiabank Passport® Visa Infinite* Card  has also been boosted. As a reminder, this card is our pick for the best no foreign transaction fee credit card in Canada.

New applicants are eligible to earn a welcome bonus of up to 60,000 Scene+ points,^† structured as follows:

• Earn 40,000 Scene+ points upon spending $2,000 in the first three months^†
• Earn 10,000 Scene+ points upon spending $10,000 in the first six months^†
• Earn 10,000 Scene+ points upon spending $40,000 each year^†

You’ll receive the first welcome bonus after meeting a very reasonable $2,000 minimum spend within three months. The 40,000 Scene+ points are worth about $400 when redeemed for travel, which is a solid return.

If you can spend an additional $8,000 within six months (for a total of $10,000), you’ll earn another 10,000 Scene+ points. That works out to roughly $1,667 per month on average—well within reach for many households.

There’s also an extra 10,000 Scene+ points available if you spend $40,000 in a year. That said, I personally think this threshold is quite high for the incremental value, and you’d likely do better directing that spend to other, more rewarding cards.

The card’s $150 annual fee isn’t waived in the first year with the current offer; however, the card has a number of other features that make it worthwhile. Indeed, this is a card that we recommend for every Canadian traveller.

Aside from the welcome offer, the Scotiabank Passport® Visa Infinite* Card’s earning rates for daily spending are as follows:

• 3 Scene+ points per dollar spent on eligible purchases at Sobeys, IGA, Safeway, FreshCo, and more^†
• 2 Scene+ points per dollar spent on eligible transit, groceries, dining, and entertainment purchases^†
• 1 Scene+ point per dollar spent on all other eligible purchases^†

While the earning rates for this card aren’t quite as generous as those on the Scotiabank Gold American Express® Card, you’ll still get a decent return on spending for many common expenses.

Plus, one of the Scotiabank Passport® Visa Infinite* Card ‘s primary strengths is that it comes with no foreign transaction fees,^† and as a Visa Infinite product, you’ll enjoy wide acceptance worldwide.

This card also comes with six complimentary lounge visits per year through the Visa Airport Companion Program,^† which is a nice feature geared towards travellers.

To be eligible for this card, you’ll need to meet the minimum income requirement of $60,000 in personal or $100,000 in household income to apply.

This offer is available through July 1, 2026.

Scotiabank Gold American Express® Card: Up to 45,000 Scene+ Points

There’s an excellent welcome offer available on the Scotiabank Gold American Express® Card, good for up to 45,000 Scene+ points for new applicants.† This matches the card’s all-time high, making now a great time to add the card to your wallet if it’s not already there.

The offer for up to 45,000 Scene+ points is broken down into two parts:

• Earn 25,000 Scene+ points upon spending $2,000 in the first three months^†
• Earn an additional 20,000 Scene+ points upon spending $7,500 in the first year^†

Unfortunately, the card’s $120 annual fee is NOT waived for the first year with the current offer,^† but its impressive earning potential and unique features make it a compelling option for many.

Scotiabank typically has very reasonable spending requirements, and this offer is no exception: only $2,000 in three months to unlock the first 25,000 points of the bonus (worth $300 when redeemed at 1 cent per point against travel purchases).^† 

It’s well worth working towards the very reasonable second spending threshold of $7,500, especially since it’s spread out over the course of the first year. Once you reach $7,500 in the first year, you’ll be rewarded with another 20,000 Scene+ points, worth $200 when redeemed against travel purchases at 1 cent per point.

The Scotiabank Gold American Express® Card earns an excellent 5 points per dollar spent on groceries, with a boost to 6 points per dollar spent at Empire grocery stores (including Sobeys, Safeway, Thrifty Foods, FreshCo, and more).^†

For example, if you were to spend $7,500 on eligible purchases at Empire grocery stores in the first year, you’d earn at least 45,000 Scene+ points on eligible everyday spending, which comes in addition to the full 45,000 points with the welcome offer!

That would bring your grand total to up to 90,000 Scene+ points in year one, or a value of $900, which is incredible for a card with a fixed-value points currency.^†

The full breakdown of the excellent earning rates for the Scotiabank Gold American Express® Card are as follows:

• 6 Scene+ points per dollar spent on eligible purchases at Empire grocery stores, which include popular brands like Sobeys and Safeway^†
• 5 Scene+ points per dollar spent on eligible purchases at other grocery stores, dining (including restaurants, bars, cafés, and food delivery), and entertainment tickets^†
• 3 Scene+ points per dollar spent on eligible gas, transit, and streaming service purchases^†
• 1 Scene+ point per dollar spent on all other eligible purchases^†

One of the best features of the card is that it doesn’t levy foreign transaction fees on purchases made outside of Canada,^† which is always a nice touch on a lifestyle card marketed to travellers. Unfortunately, the category earning rates don’t apply to foreign transactions, and you’ll earn a flat rate of 1 Scene+ point per dollar spent outside of the country.

And although the card isn’t issued by American Express (instead it runs on the Amex payment network), it’s still eligible for Amex Offers for cardholders, so you can take advantage of deals as they become available. Simply keep an eye on the Scotiabank Amex Offers landing page, and manually register your card for the ones you like.

You’ll need to have a minimum household income of at least $12,000 to apply, which is quite low for a card with so much swagger.

This offer is now available through to July 1, 2026, so you’ve got plenty of time to consider the offer and work it into your overall points strategy.

Scotiabank Platinum American Express® Card: Up to 80,000 Scene+ Points†

As a reminder, the Scotiabank Platinum American Express® Card is offering a welcome bonus of up to 80,000 Scene+ points for new applicants, divided as follows:

• Earn 60,000 Scene+ points upon spending $3,000 in the first three months^†
• Earn an additional 20,000 Scene+ points upon spending $10,000 in the first 14 months^†

The card has an annual fee of $399 for the primary cardholder.^†

There’s also a Priority Pass membership with 10 complimentary lounge visits thrown in, and the Scotiabank Platinum American Express® card also gives you access to Plaza Premium lounges too.^†

Fortunately, the Scotiabank Platinum American Express® Card also doesn’t levy foreign transaction fees,† making it superior to Amex’s very own Platinum cards in that sense.

The earning rates on this card are straightforward yet competitive:

• 2 Scene+ points per dollar spent on all purchases.^†

The 2 points per dollar earning rate on everyday purchases is particularly impressive. Compared to many other premium cards that typically earn 1.25 points per dollar, this card offers a significantly better return across the board.

Despite its premium perks, the Scotiabank Platinum American Express® Card requires a minimum annual personal income of only $12,000 to apply.

This offer is available until July 1, 2026, so there’s plenty of time to pick up this card, boost your Scene+ balance, and add another slot for your Amex Offers.

Scotiabank American Express® Card: Up to 5,000 Scene+ Points†

The Scotiabank American Express® Card offers a modest welcome bonus of up to 5,000 Scene+ points for new applicants,^† distributed as follows:

• Earn 2,500 Scene+ points upon spending $250 in the first three months^†
• Earn an additional 2,500 Scene+ points upon spending $1,000 in the first three months^†

This is Scotiabank’s no-fee Amex product, so its lower welcome bonus is also commensurate with the ongoing annual fee of $0.^†

Aside from the modest welcome bonus and no annual fee, there’s another a very compelling reason to get this card: easy access to Amex Offers via no-fee primary and supplementary cardholders.^†

While Amex-issued Amex cards can’t be manually registered for Amex Offers beyond the cards that are targeted, Scotiabank-issued Amex cards can be. Therefore, the Scotiabank American Express® Card can be particularly valuable for registering for Amex Offers.

On the earning side, the Scotiabank American Express® Card offers the following earning rates:

• 3 Scene+ points per dollar spent on eligible purchases at Empire-affiliated grocery stores^†
• 2 Scene+ points per dollar spent on eligible dining, entertainment, gas, transit, and select streaming service purchases, and at non-Empire grocery stores^†
• 1 Scene+ point per dollar spent on all other eligible purchases^†

This card is right for you if you’re building your credit file or sticking to a tight budget in terms of annual fees. There’s no minimum income requirement to apply.^†

If you don’t currently have this card and want to get it, be sure to apply before July 1, 2026, to capture the welcome bonus in its current form.

Conclusion

Scotiabank often has some excellent deals on its suite of cards that earn Scene+ points, and the current round is no exception.

Right now, both the Scotiabank Passport® Visa Infinite* Card and the Scotiabank Passport® Visa Infinite Privilege* Card stand out as particularly strong offers—and they’re easy cards to justify for anyone who travels or spends in foreign currencies. As two of Canada’s leading no foreign transaction fee options, they bring real, ongoing value beyond the welcome bonus.

On the American Express side, the welcome offers on the Scotiabank Gold American Express® Card and the Scotiabank Platinum American Express® Card are also quite modest, especially if you’ll take advantage of strong day-to-day earning and the ability to stack additional value through Amex Offers.

The welcome bonus on the entry-level Scotiabank American Express® Card isn’t quite as compelling, but it can still be a useful addition, particularly if you’re new to collecting Scene+ points and want to start building out your portfolio.

All told, this is a strong time to consider Scotiabank, whether you’re looking for flexible Scene+ redemptions, meaningful savings on foreign transaction fees, standout grocery earn rates on the Scotia Gold Amex, or the added upside of scalable Amex Offers by registering manually.

† Terms and conditions apply. Refer to the card issuer’s website for complete, up-to-date information. Reason efforts are made to maintain accuracy of information.