How to use the Amex Platinum $200 airline fee credit in 2026

One of the most valuable ongoing perks of the American Express Platinum Card® is its annual up to $200 airline fee statement credit (enrollment required).While the credit can't be used toward airfare, it can help offset eligible incidental charges such as checked bags, seat assignment fees and lounge passes, making it one of the easiest ways to chip away at the card's $895 annual fee (see rates and fees).The credit resets every calendar year, so if you haven't used yours yet, there's still time to maximize it before Dec. 31. With a little planning and by knowing which purchases qualify, you can make sure this valuable benefit doesn't go to waste.The same benefit is available on the $895 annual fee The Business Platinum Card® from American Express (see rates and fees), though Business Platinum cardmembers should remember that the airline they select for this credit is also the airline eligible for the card's 35% Pay with Points benefit for airfare booked through Amex Travel (up to 1 million points back per calendar year).Amex Business Platinum Card: Find out your offer and see if you're eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first thr...