How to maximize your rewards earning with the Chase Sapphire Preferred

We often say that the Chase Sapphire Preferred® Card (see rates and fees) is the best first credit card for those learning about the points and miles hobby.That's not because the card is a "beginner" card — quite the opposite. Many of us at TPG still have the Sapphire Preferred because it's integral to our travel rewards strategy.Chase Ultimate Rewards points are versatile and easy to use. Anyone getting started with credit card rewards will have no trouble saving a lot of money. The card offers solid ongoing benefits and typically comes with a generous welcome bonus.Let's look at how you can maximize the Chase Sapphire Preferred's benefits to ensure you're saving the most money — and earning the most points — as organically possible. It'll help you gauge whether the card is worth keeping year after year.Strategies for maximizing the Chase Sapphire PreferredThe Chase Sapphire Preferred's current offer gives new cardholders the chance to earn 75,000 bonus points after spending $5,000 on purchases in the first three months of account opening.According to TPG's August 2026 valuations, the bonus is worth $1,538 — though you can get significantly more than that if you learn the Chase Ul...