How (and why) you should earn transferable credit card points

If you're looking to improve your travel game, there's one important strategy you can pursue: Focus on earning (and then redeeming) transferable credit card rewards.Transferable rewards are, simply put, the most valuable type of currency to earn in the world of points and miles. This is entirely due to their versatility. American Express, Bilt, Capital One, Chase, Citi and Wells Fargo offer rewards credit cards that earn points or miles you can transfer to various airline and hotel partners.This can be especially valuable when you hope to travel in a premium cabin or want to minimize the number of points or miles you redeem for an award. Instead of being limited to a single airline (and its partners) or one hotel program, you can leverage your rewards to book the best available option for the lowest possible price.And if you're looking to optimize your redemptions this year, learning how to transfer your credit card rewards can be one of the most important steps.Here's why you should focus on transferable rewards — and which cards to consider.Why are transferable points so valuable?In short, transferable points or miles offer flexibility when it's time to use your rewards to book t...