Exclusive: Discover’s Q4 2026 categories revealed — earn 5% back on entertainment, restaurants and utilities

If you have the Discover it® Cash Back Credit Card or Discover it® Student Cash Back, take note: Discover has revealed its fourth-quarter rotating categories.TPG has exclusively learned that beginning Oct. 1, eligible cardholders who activate can earn 5% cash back on up to $1,500 in combined eligible purchases across entertainment, restaurants and utilities.Activation is now open, giving cardholders a month to register before the new categories go live.You can also register after Oct. 1, just remember that Discover's 5% cash back isn't retroactive — you'll only earn the elevated rate on qualifying purchases made after you activate.Here's what to know about the new categories and how this year's lineup breaks from Discover's typical fourth-quarter playbook.The information for the Discover it® Cash Back and the Discover it® Student Cash Back has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.Discover Q4 2026 categoriesBeginning Oct. 1, eligible Discover it Cash Back and Discover it Student Cash Back cardholders can earn 5% cash back on up to $1,500 in combined purchases across:Entertainment: includin...