Earn Up to 5,000 Aeroplan® Points with Chexy

Earlier this year, Chexy launched a partnership with Aeroplan that allowed users to earn bonus Aeroplan points on everyday payments. The offer has now been refreshed for a new chapter.

From September 16, 2025 to January 31, 2026, new users can earn up to 5,000 Aeroplan points just by paying expenses like rent, tuition, utilities, taxes, and more with your credit card.

It’s a rare opportunity to rack up points on bills that normally don’t earn anything.

And the best part? Chexy accepts American Express credit cards for payments.

If you’ve been sitting on the sidelines, now’s perfect time to turn your recurring payments into serious travel rewards.

Earn Up to 5,000 Bonus Aeroplan Points with Chexy!

Chexy’s Aeroplan partnership lets you earn bonus points in addition to what you’d normally earn from your credit card, simply by using Chexy to pay bills.

New Chexy users are eligible to earn up to 5,000 bonus Aeroplan points as part of this limited-time offer, valid until January 31, 2026.

Here’s how the bonus breaks down:

• Earn 1,000 Aeroplan points on your first payment with Chexy
• Earn 3,000 Aeroplan points after completing $3,000 in payments (excluding Chexy fees) within 90 days of your first transaction
• Earn 1,000 Aeroplan points for making a payment per month for 12 consecutive months
• Plus, earn 1,000 Aeroplan points per referral, plus $15 Chexy credit (maximum 10 referrals)

To qualify, all transactions must be successfully processed, meaning the card is charged and the payment is issued. Points may take up to four weeks to post to your Aeroplan account.

Which Credit Card Should you Use with Chexy? 

As a reminder, Chexy charges a 1.75% processing fee for payments made with Canadian-issued credit cards (which can be reduced to as low as 0.5% by referring others, which we’ll cover below).

To offset this fee, it’s best to use a credit card that earns high-value rewards or helps you unlock a welcome bonus.

Aeroplan co-branded credit cards are ideal for this purpose, thanks to our high valuation of Aeroplan points.

For example, if you use a premium Aeroplan co-branded credit card, can earn 1.25 Aeroplan points per dollar spent on payments via Chexy.

With a core Aeroplan credit card, you’ll earn 1 Aeroplan point per dollar spent.

Not sure which card is right for you? Check out our credit card comparison tool to explore all your options.

Invite Friends, Earn More!

Chexy’s partnership with Aeroplan also includes a referral component, which allows you to boost your Aeroplan balance even further while lowering the cost of your processing fee.

New and existing users can earn 1,000 Aeroplan points per referral, in addition to Chexy’s existing give-and-get $15 cash referral bonus (which both the referrer and the referee get). To qualify, your referral needs to complete a successful first payment—not just sign up and disappear.

While the referral bonus of 1,000 Aeroplan points is capped at 10 referrals (up to 10,000 points each calendar year), you’ll continue to earn the $15 Chexy referral bonus for every additional friend you refer beyond that cap.

Plus, there’s an additional incentive to refer your friends, since you’ll pay a progressively lower processing fee as you bring more people into the Chexy ecosystem:

• 3 referrals = Pink Referrer Status → 1.5% processing fee
• 5 referrals = Gold Referrer Status → 1.0% processing fee
• 10 referrals = Elite Referrer Status → 0.5% processing fee

These referral counts reset each January, but they offer a compelling way to shrink your processing fee, stretch the value of every dollar you run through the platform, and boost up your Aeroplan balance.

Is Chexy’s Bonus Aeroplan Points Deal Worth It?

With up to 5,000 Aeroplan points on the table, Chexy’s limited-time offer is a compelling opportunity—especially if you’re already paying rent or bills that don’t normally earn rewards.

Based on our valuation of 2.1 cents per Aeroplan point, we’d value these bonus points at roughly $105, which can easily justify the cost of Chexy’s processing fees.

Unlike many promotions tied to specific travel purchases or elite status, this one is simple and accessible to anyone with recurring bills.

Chexy charges a processing fee of 1.75% for Canadian-issued credit cards. While that may seem like a drawback, the potential return often outweighs the cost—especially if you’re earning Aeroplan points at our estimated value of 2.1 cents per point.

Let’s run the numbers:

Say you pay $3,000 in rent using a premium Aeroplan credit card. With the 1.75% fee, your total charge would be $3,052.50. You’d earn:

• 1,000 Aeroplan points from Chexy’s first-payment bonus
• 3,000 Aeroplan points from completing $3,000 in payments
• 3,815 Aeroplan points from your credit card ($3,052.50 × 1.25 points per dollar spent)

That’s a total of 7,815 Aeroplan points, which we’d value at approximately $111, in exchange for a $52.50 fee.

And that’s just one transaction. Combine this with Chexy’s referral program, which can lower your processing fee down to as low as 0.5%, and the value proposition becomes even more lucrative.

Conclusion

Chexy’s extended Aeroplan promotion is one of the easiest ways to earn meaningful rewards on payments that typically go unrewarded. Whether you’re working toward a dream trip, looking to hit a credit card minimum spending threshold, or just want to get something back on your rent, this deal delivers.

With up to 5,000 Aeroplan points available and a low 1.75% processing fee, the math works in your favour—especially when paired with the right credit card or referral strategy.

Make sure to sign up and complete your payments by January 31, 2026, to take full advantage of this limited-time offer.