Chase Sapphire Reserve vs. Sapphire Reserve for Business: Which Reserve is right for you?

Chase offers two flagship premium cards: one personal and one business.Both the Chase Sapphire Reserve for Business℠ (see rates and fees) and the Chase Sapphire Reserve® (see rates and fees) carry a $795 annual fee and have various premium travel perks, useful statement credits and airport lounge access.Let's compare these two cards and see which is right for you.Comparison of the Sapphire Reserve vs. Sapphire Reserve for BusinessCardSapphire ReserveSapphire Reserve for BusinessWelcome offerEarn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.Annual fee$795$795Earning rates 10 points per dollar spent on Peloton equipment and accessory purchases of $150 or more (through Dec. 31, 2027), with a maximum of 50,000 points 8 points per dollar spent on purchases made through Chase Travel℠, including hotel bookings through The Edit (minimum two-night stay required for The Edit properties) 5 points per dollar spent on eligible Lyft rides through Sept. 30, 2027 4 points per dollar spent on flights and hotels booked directly 3 points ...