Chase’s 5/24 rule: Everything you need to know

If you've spent even a few minutes researching Chase credit cards, you've probably come across the infamous "5/24 rule."For many points and miles enthusiasts, it's one of the most important — and frustrating — restrictions in the credit card world.While Chase has never officially published the policy, countless applicant data points show that opening too many credit cards in a short period can make you ineligible for many of the bank's most popular cards.Here's what you need to know about Chase's 5/24 rule, including which cards are affected, what counts toward your total and whether there are any ways around it.What is the Chase 5/24 rule?In order to be approved for most Chase cards subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment).WYATT SMITH/THE POINTS GUYThe 5/24 rule applies only to approvals for cards issued by Chase, but your 5/24 count includes credit cards from all banks.Related: The best ways to use your 5/24 slotsAre all Chase cards subject to 5/24?Most Chase-issued rewards cards, including cobranded cards, are subject to the 5/24 rule for approval. The following are card...