Chase Pay Yourself Back Q4 categories — is it a good use of your rewards?

If Chase's Pay Yourself Back hasn't been on your radar in a while, it may be worth brushing up on it.Not only does this potentially lucrative option include a broad list of Chase cards, but some redemption rates are also eye-catching.Chase offers its Pay Yourself Back benefit on some cobranded credit cards, including Southwest Airlines cards, United Airlines cards, the Chase Air Canada Aeroplan® Credit Card (see rates and fees) and the Marriott Bonvoy Bold® Credit Card (see rates and fees).Many of these current offers are valid now through Dec. 31.Here's everything you need to know about using Chase Pay Yourself Back.What is Chase Pay Yourself Back?Pay Yourself Back is a unique redemption option within Chase's Ultimate Rewards program, offering cardmembers an alternative to redeeming rewards for travel.The categories have evolved over time, and it's worth checking them each quarter to see if they're a good use of your rewards.JLCO-JULIA AMARAL/GETTY IMAGESIn short, the Pay Yourself Back option allows many Chase cardholders to redeem rewards at a value similar to what they would pay when booking travel. This won't typically yield the same maximum value for your Ultimate Rewards poin...